How It Works

From invoice creation to automatic settlement — see how Orkaine automates your entire payment lifecycle.

01

Create Invoice

Enter the amount, customer details, and description. Orkaine generates a professional invoice with an automatic payment link.

02

Customer Pays

Your customer clicks the payment link and completes the transaction via Midtrans — credit card, bank transfer, or e-wallet.

03

Auto Settlement

Payment is recorded in the double-entry ledger, balance updates automatically, and reconciliation runs daily.

Architecture

Built for Financial Reliability

Modular, auditable, and designed for the demands of financial workloads.

Modular Monolith

Clean domain boundaries without microservice overhead. Scale when ready.

Double-Entry Ledger

Immutable journal entries. No balance update without proper debit and credit.

Multi-Tenant

Shared database with row-level security. Each tenant isolated by design.

Invoice Automation

Generate invoices, auto payment links, reminders, and partial payment support.

Subscription Billing

Recurring charges with retry logic, grace periods, and auto-suspend.

Escrow-Lite

Milestone payments with conditional release. Not custodial — gateway processes funds.

Reconciliation

Daily settlement matching, mismatch flagging, and auto-generated reports.

Core Engine

Payment Orchestration for Local Business

Orkaine provides a robust control layer where payment lifecycle, ledger, and settlement are automated — not another gateway.